Policy Features

The VIP Silver Plan is designed for aircraft owners who want Not In Motion (Ground) Hull and/or Liability.

Flexibility was key when designing the VIP Silver Plan. This policy follows the aircraft, however you can add multiple aircraft and multiple pilots to the policy.

 Coverages available under this plan include:

All Risk Not-In-Motion (Ground) Hull: This coverage applies to any physical loss to your aircraft occurring while the aircraft is on the ground, moored, not-in-motion and while it is being transported by another vehicle provided the aircraft is not being operated under its own power or by the momentum generated by its power. Any loss or damage occurring while the aircraft is in motion under its own power or by the momentum generated by its own power it is not covered. This applies to both fixed wing and rotary aircraft.

Third Party Liability: This important coverage protects aircraft owners for damage that their aircraft does to third party property or bodily injury to individuals who are not passengers in the insured aircraft. It does not provide coverage for passengers injured on the insured aircraft. Transport Canada mandates that any person operating an aircraft in Canada carry third party liability – you can read more about the required minimums at http://www.tc.gc.ca/eng/civilaviation/regserv/cars/part6-606-2439.htm.

Passenger Liability: This coverage applies to any legal action brought against the Insured by passengers for which you are liable to pay for bodily injury. This coverage can be purchased as a sublimit of the Third Party Liability or under a Combined Single Limit (CSL) that includes Passengers.

Combined Single Limit (CSL): CSL coverage combines third part liability and passenger liability coverage into a single coverage with a single overall limit per accident.

Additional Features:

  • Non Owned Liability
  • Contingent Employers
  • Premises Liability

Other useful facts:

  • Under the VIP Silver Plan all pilots must be members of COPA in order to bind coverage.
  • Various additional coverages can be endorsed on to the Silver Policy including:
    • Student Pilot Endorsements
    • Work In Progress
    • Personal Property inside the Aircraft
    • Spares/Hangar Contents
    • Competitive Aerobatics
    • Non Owned Physical Damage
    • And so much more
  • If you are a single pilot who owns multiple aircraft, please contact our office for a quote as discounts will apply

Please refer to the Coverage Comparison Chart and Aircraft Checklist for more information.

Or click here for a VIP Silver quote.